Mortgage News
Plain-English updates on VA, FHA, conventional and New Mexico homebuyer programs from Dustin Caroland. General information only; always confirm the latest guidelines for your situation. RSS feed
VA launched a Partial Claim Program in June to give Veterans with VA-backed loans another way to catch up after a hardship. Servicers have until November 28 to fully implement it. Here's the plain-English version.
Read more about VA's New Partial Claim Program: A Safety Net for Veterans Who Fall Behind →HUD has published new guidance that adds VantageScore 4.0 and FICO 10T alongside Classic FICO for FHA loans starting in 2027. I break down what is changing, what is not, and how to get ready now.
Read more about FHA Is Adding New Credit Score Models in 2027. Here's What It Means for Buyers →The 2026 baseline conforming loan limit is $832,750 for a one-unit home in most of the country. It shapes more than conventional loans. Here's where it shows up for VA and FHA borrowers too.
Read more about Where the 2026 Conforming Loan Limit Matters, From Conventional to VA Entitlement →People. Purpose. Home.
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Dustin Caroland, NMLS #2175597 · Neighborhood Loans, Inc. NMLS #222982. Equal Housing Lender.
